Verification Account opening and financial transactions may require identity, address, ownership and source-of-funds information. Incomplete or inconsistent information may delay review. Payments Use payment accounts that you are authorized to control. Unexplained third-party payments, unusual activity and inconsistent account information may require additional checks. Monitoring Authorized teams review relevant activity and retain records under the applicable approved policy. Disclosures to competent authorities, screening requirements and retention periods must be defined for the operating entity and jurisdiction.